조선족 룰루를 비롯해서 나방이랑 방울이에게 지속적으로..

보충수업까지 시켜가며 갈켜보고 있지만,, 전혀 변화의 기미가 보이지 않네여..

 

아무래도 제가 티칭엔 소질이 없는듯 합니다...ㅜ.ㅜ

룰루야~ 남의 나라 걱정말고 니 중국동포나 걱정해라!!ㅡㅡ;;

 

세계증시하락 한번비교해봐라~~어디가 가장 많이 빠졌는지..아하하하~

한국의 취업률과 부동산이 걱정되냐???아하하하~~

 

멀리 비교할거 뭐있냐?? 오늘 호주 비지니스면 헤드라인 올려볼까??ㅋㅋㅋ

어제 얼마 빠졌는지 올려줬지??아하하하

 

All Ords hit yearly low as Wall St slumps

Weakness in United States banking stocks overnight has hit the local financial sector, the Australian share market closing with the All Ordinaries index falling to a new low for the year.

졸라 나자빠져서 다시 올해 최저점을 갱신했다는 내용이닷!!!

 

The All Ords lost 69 points today to close at 5,022, and the ASX 200 shed 1.4 per cent to 4,933.

 

ASX도 1.4% 빠지면서 5000포인트 아래로 밀려났구..ㅋㅋㅋ

 

The outlook for the private sector has become increasingly gloomy as National Australia Bank's (NAB) business conditions measure showed a slump in June to a seven-year low.

 

NAB가 호주경제상태를 진단하길 개판오분전이란다..ㅜ.ㅜ

 

NAB's survey has found that for the first time in more than six years, jobs were shed across the non-farm sector.

 

취업도 개판오분전이구...쩝..ㅜ.ㅜ

 

As employers struggle with flagging profits and sales growth, they have been hit with a rise in wage costs.

 

고용주들은 손가락빨며 몸부림치고있는데 웨이지까지 올라 뒈지겠단다..ㅜ.ㅜ

 

http://www.abc.net.au/news/stories/2008/07/08/2298079.htm

 

 

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호주 부동산도 한번볼까???

 

호주은행들이 크래딧 스퀴즈(신용경색) 일보직전이라 미국처럼 무너질수 있다는거..

어제 올려줬고,,,글구 그거 내가 얘기하는게 아니구...

제이피 모건에서 일하는 중역의 은행분석가 내놓은거야..ㅋㅋ

것두 ABC에서 피쳐로 채택할만큼 근거도 요목조목있구...ㅋㅋㅋ

 

Credit rationing hits building industry

 

Most residential builders are small business operators who live or die on their relationship with a bank.

대부분의 주택짓는 애들은 은행에 의해 죽고사는 작은사업자들이거든...

Many have survived on high interest, low doc-umentation loans, which are now at risky end of banking.

But as the credit crisis morphs into credit rationing, builders - especially small operators - are learning where they stand in a much tighter credit landscape.

 

은행이 갸들한테 대출할당제(credit rationing) 실시해서 돈 안빌려주려 한단다..

- 왜냐구?? 자금조달 여건이 그만큼 개판이거든...

글구 부동산 팔리지도 않는데 집짓는데 빌려줬다...어케되게.. -

 

Brian Welch, who heads up the Master Builders Association of Victoria, told AM that two years ago credit was freely available but now builders are being told "sorry, we can't help you".

 

2년전만해도 돈 잘 빌리든 애가 요즘 은행가면 뺀찌먹고 온단다...

 

He says a third of builders recently surveyed had seen their access to credit deteriorate.

 

1/3 빌더들이 지네들 신용등급이 지랄같이 된걸 느끼고있단다..

 

"The way they would use that money would be anything from purchasing the sites which they would build on and develop [to] the cash needed for their business, whether it is for buying materials or simply wages for their employees and subcontractors," he said.

 

자재도 사야하고 월급도 줘야하고 한데...돈은 없구..ㅜ.ㅜ

 

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쓰기 귀찮으니깐 니가 읽어보고...

밑에 내용 전부....은행에서 돈안빌려줘서 다 문닫아야 된다는 내용이다...

 

There has been a lot of talk from some of the big banking chiefs, particularly from the Commonwealth Bank and the National Australia Bank about credit rationing. But are we already seeing that?

 

"We've been seeing credit rationing going on in the building industry for some time. Prior to the turn of the year, we were seeing builder's credit opportunities slipping," Mr Welch said.

 

Until recently, many builders dealt with mortgage brokers who carved out the best deal with banks.

 

But tighter lending controls have slashed broker commissions and broking houses are thin on the ground.

 

So, without a negotiator, often unsophisticated small businesses now deal directly with big banks.

 

Harry Pontikis of the broker Chocolate Money is at the forefront of the credit squeeze.

 

He says banks are now taking a much greater interest in the building projects they're being asked to fund.

 

"This new landscape has allowed lenders and banks specifically to become very negative in everything they look at," he said.

 

이자율은 높고 해서 수익율이 낮을거 뻔하니깐...에~~휴

 

"Which means that usually they're lending significantly lower amounts than they would have six months ago and charging a lot more for them, which has the net effect of causing the builders to build less, for example, townhouses or houses."

 

에~~~휴~~ 호주 경기가 확~~~죽어가고 있다....알간??

 

http://www.abc.net.au/news/stories/2008/07/08/2297371.htm

 

그럼 미국처럼 되지않는다는 이유가 어딨냐???

<---내가 한말아님!! 돈줄이 어케흐르는지 밥먹고 그것만 연구하는 넘이 한말임!!

정신 똑바로 차리고 니 센터링크 걱정이나 하거라...쯧쯧...

 

글구 오늘 경제면 헤드라인~~!!!!!!

적응 좀 하고 살자~~~응???

 

힘들다~~~~힘들어!!!!...아하하하하하^^

 

 

소가 웃다
meg****

힘내세요 정화운동에 저도 동참 08.07.09